Living in a high-risk flood zone can increase the likelihood of experiencing a flood, but being outside a high-risk zone does not mean homeowners are safe; flooding is always a possibility due to causes such as heavy rains, snow-melt and spring thaws.
The best way to minimize loss resulting from a flood is to have a plan in place to protect your family and property before, during and after a flood.
Click on the logo below for tips on flood loss prevention and how to keep your family safe in the event of a flood.
When you rent space for your business, check the coverage limitations in your insurance policy.When leasing a building for your business, you have an obligation as a tenant to compensate the building owner for damage caused by your operations. It pays to be familiar with your insurance policy to assure that you have no coverage gaps or surprises in the event of a loss.Almost every standardized commercial insurance policy provides tenants with some coverage for certain types of loss under these circumstances. This coverage can usually be found in a Commercial General Liability endorsement and is usually very limited.
Source: Damage to premises rented to you coverage: tenants beware – The Cincinnati Insurance Companies blog
Hiring A Contractor: Types of Home Improvement Professionals Whether you’re planning an addition for a growing family or simply getting new storm windows, finding a competent and reliable contractor is the first step to a successful and satisfying home improvement project. Your home may be your most valuable financial asset. That’s why it’s important to be cautious when you hire someone to work on it.
Springtime Tips For The Environment: Spring Calendar